![]() ![]() ![]() Compare projected costs with actual costs to hone your budgeting skills over time. Use this budget planning spreadsheet to track and manage your personal budget, household budget, or business finances. Input your costs and income, and any difference is calculated automatically so you can avoid shortfalls or make plans for any projected surpluses. Either way, finding a budgeting template or spreadsheet that works best for your finances will help you create a budget and stick to it. This Excel template can help you track your monthly budget by income and expenses. If you just want a basic budgeting tool that you can print out and fill in, choose a printable worksheet. If you’re interested in a budgeting solution that will allow you to customize things according to your lifestyle, you’ll want to opt for a template or spreadsheet that you can download and edit. Make Budgeting Easier With a Template or Spreadsheet That Works for You And if aesthetics matter to you, this worksheet has a fun, somewhat whimsical feel due to the bright colors and scripted font. Instantly Download Bi-Weekly Personal Budget Template, Sample & Example in Microsoft Word (DOC), Microsoft Excel (XLS), Google Docs, Apple Pages, Google Sheets, Apple Numbers Format. Also unlike the former, it includes a column for writing the difference after you subtract your actual expenses from your expected ones. In comparison to A Cultivated Nest’s printable budget sheet, this one is more detailed because the subcategories are already filled in for you. This is one of the cardinal rules to succeed in business. Separate your business finances from your personal finances. Now that you understand how important a budget is, here’s how you can create one so you can ensure smooth business operation and facilitate efficient cash flow: 1. This free budget worksheet from A Mom’s Take is printable, which is perfect if you’re not committed to the idea of doing your number crunching online. How to create a small business budget in 6 steps. As an added bonus, the bottom of the template includes a colorful doughnut chart that details a percentage breakdown of your monthly expenses. In the middle of the doc, you can plug in your actual and budgeted expenses. If it only involves personal finance, then use your total salary with no deductions. This simple monthly budget template found on TheGoodocs is designed to open in Google Docs and features a budget summary up top that includes total income and expenses, the amount saved, the amount overspent and the percentage of your budget that you utilized for the month. If the purpose of the personal budget is for households, use the total pay of all the financial contributors, most especially, the parents. Free Easy Monthly Budget Template From TheGoodocs There’s also a separate sheet that details a year’s view of credit card payments, which can help give you insight into that specific area of spending. While you can choose to viewyour income and expenses by month, you can also use the yearly sheet to get a comprehensive month-to-month overview of your income and fixed expenses. ![]() This Google Sheets budget planner from 20somethingfinance stands out because it allows you to track a year’s worth of budgeting at a time. ![]()
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